Buzzards Bay Area Habitat for Humanity encourages and supports an affirmative advertising and marketing program in which there are no barriers to obtaining housing and does not discriminate in the selection of applicants on the basis of race, color, national origin, disability, age, ancestry, children, familial status, genetic information, marital status, public assistance recipients, religion, sex, sexual orientation, gender identity, veteran/military status, or any other basis prohibited by law. Buzzards Bay Area Habitat for Humanity is a non-profit organization and we do business in accordance with Federal and Massachusetts Fair Lending Laws. BBAHFH is an Equal Housing Opportunity lender.

When you close on your Habitat home, you will sign a mortgage note and receive the keys to your new home. The loan will be at a low-interest rate amortized over a minimum of 20 years. You will receive a schedule of payments which will include monthly installments of principal, homeowners insurance, and real estate taxes. Insurance and tax funds will be accumulated in an escrow account, and your insurance and taxes will be paid out of these funds. It is your responsibility to pay your mortgage on time and communicate any difficulties to the Habitat office. Since the house is being sold at an affordable cost, the fair market value will be much greater than the selling price. The house deed will be subject to an affordable housing restriction that will restrict the resale and pricing in conformance with those guidelines to keep it as an affordable housing unit in perpetuity.